Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ACCESSING OR USING THIS SITE. BY ACCESSING OR USING THIS WEBSITE, YOU CERTIFY THAT YOU UNDERSTAND THIS DISCLAIMER AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW.

IF YOU HAVE QUESTIONS, CONTACT STEPHEN M. WATSON, PRESIDENT OF VIATICAL SETTLEMENT PROFESSIONALS, INC., (VSPI), FOR HELP BEFORE PROCEEDING.

As used in this site, the term “VSPI” includes Viatical Settlement Professionals, Inc., VSP, Inc., and Stephen M. Watson, both individually and as licensed Life Producer or individually licensed Life Settlement broker, depending on state laws and regulations for the state in which the policy owner resides.

VSPI, its agents and/or representatives (herein referred to as “VSPI”), do not make any representations as to the accuracy, completeness or correctness, timeliness, or usefulness of any information contained on VSPI.com. All information is provided “AS IS,” and VSPI expressly disclaims making any express or implied warranties with respect to its fitness for any particular usage, its merchantability, its application or purpose, or its non-infringement.

Solely to provide access to information potentially pertinent to VSPI.com users, links may appear on this website to allow direct access to websites created by independent third parties. VSPI does not monitor or review third-party content. VSPI.com users understand that Inclusion of such links does not imply or express approval or acceptance by VSPI of the validity of content on independent third-party sites. Site users further understand that VSPI does not endorse or recommend content, products, or manufacturers identified on independent third-party websites.

By accessing VSPI.com, you agree that in no event will VSPI, the sponsor of this website, or any of the business entities mentioned herein (including entities for which a link is provided), be liable to you or anyone else for any decision made or action taken by you or anyone else based upon or in reliance upon the information provided through this website.

You further agree to hold VSPI, the sponsor of VSPI.com, and any business entity mentioned herein (including entities for which a link is provided) harmless against liability for any loss, claim, or damage arising from your use of any of the information and ideas contained herein.

The content provided on VSPI.com is copyrighted and may be downloaded and/or reprinted for PERSONAL USE ONLY. Permission to reprint or electronically reproduce any copyrighted material, document, trade name, logo or other graphic, in whole or in part, for any other reason is expressly prohibited, unless prior written consent is obtained from VSPI or from the owner of such material.

Privacy Policy

VSPI is committed to preserving your privacy and maintaining the confidentiality of all personal information you share with us.

VPSI allows you to visit this website anonymously to learn about VSPI and our services.

If you choose to submit your case to us for review, we will need for you to share certain personal information with us, such as medical records in some cases. We will gather this information only after we receive your signed authorization.

Rest assured that all information you share with VSPI will be used solely to evaluate your case. We do not sell information to third parties.

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