Request a Quote – Find Out What Your Policy is Really Worth

There’s no cost to you to find out if you can sell your life insurance policy for cash. VSPI and the entities who buy policies charge you no application, underwriting, medical review fees, or commissions to determine if your policy is suitable.
Once VSPI provides a quote on your policy, you are under no obligation to accept any offer.

Your policy should qualify for a life or viatical settlement if it meets the following criteria:

  • You are age 65 or older and meet underwriting requirements, or at any age if you have a chronic or life-limiting illness.
  • You have owned your policy for two years or longer.
  • The policy’s face value is $250,000* or more.

* VSPI’s minimum threshold for transactions is $250,000; however, policies of lesser value may qualify. Call or email to discuss your particular case.

Please click your state below for the form that complies with your state’s regulations. It will appear in a new window.